Company Profile
L.A. Public Insurance Adjusters
Company Overview
L.A. Public Insurance Adjusters:
Introduction:
L.A. Public Insurance Adjusters has established a reputation for offering comprehensive services to the insured during an insurance claim. With an emphasis on impartiality and professionalism during an Insurance Appraisal or served as a Court Appointed Umpire, the firm is widely recognized for its commitment to fair representation, expert analysis, and strict adherence to regulatory guidelines in the policy.
Expert Representation for Both Sides
Mr. Ramirez, a leading expert at L.A. Public Insurance Adjusters, brings his extensive experience to bear for both policyholders and insurers counsel seeking for his assistance. His approach ensures that every case receives an objective and equitable evaluation, regardless of which side he is representing. This dedication to fairness underscores the firm's credibility in the insurance industry.
Licensing and Regulatory Compliance
The firm’s public insurance adjusters are licensed by the Texas Department of Insurance (TDI), in accordance with Section 4102.057, which outlines examination requirements.
Their responsibilities include representing policyholders during claims, interpreting insurance policies, and assisting in the appraisal or arbitration processes as stipulated by the policy or its endorsements. However, it is important to note that public adjusters are prohibited from offering legal advice or submitting documents to court, ensuring that their services remain within the bounds of regulatory compliance.
Conclusion
L.A. Public Insurance Adjusters demonstrates a steadfast commitment to impartiality, professionalism, and regulatory compliance. Their proactive strategies for addressing operational challenges further solidify their reputation for integrity and reliability.
Company History
SHORT STORY ABOUT OUR COMPANY
THE GROWING ROOTS OF SOUTH AMERICA
Las Acacias is an infamous flat-top-looking tree or shrub (Gowanda) found around the world. The name “Great Tree” became popular amongst bands, restaurants, and other attractions in Colombia, South America. During the late 70s, Mr. Ramirez’s father, Dr. Hugo Ramirez, used the name Las Acacias from his childhood memories. When Dr. Ramirez was young, he spent some of his childhood living with his grandparents in a town south of Bogota, Colombia. Here, every morning, when he looked out on the horizon, the “Great Tree” lay in view. Later on, when Dr. Ramirez became a business owner, he would use the name Las Acacias, Inc. in his business endeavors. While Dr. Ramirez was studying medicine at the Universidad National de Colombia, he would be accepted into one of the leading medical schools in Colombia, Pontifical Javierian University.
Eric Ramirez’s mother, Doris Stella Ramirez, went to Venice High School in Los Angeles, California. Here, she would learn about the construction industry from her uncle, David Shaby (Builder). Dr. & Mrs. Ramirez got married at an early age in Bogota, Colombia. From there they moved to Providence, Rhode Island, to begin his medical career. After several years of medical practice in Rhode Island, Dr. Ramirez received an offer from Bayshore Hospital in Pasadena, Texas. As Dr. Ramirez would now call Texas home, he and his wife would start a family, bringing the name Las Acacias with them. The Ramirez family began developing subdivisions in the 80s and 90s (Pasadena River Oaks, Santorini Estates I, II, III, etc.). Now in the present millennium, they have established the first gated community in Pasadena, Texas, named “Colombian Village”.
Over time, Mr. Eric Ramirez’s parents would become well-known as the leaders in the development of many upscale subdivisions of Pasadena, Texas. Not only were they developers, realtors, and real estate investors, but they would develop great relationships with the City of Pasadena’s Public Works, Planning, Community Development, Building Permit Departments, and more. Local civil engineers and custom home builders respected Mrs. Ramirez, for her knowledge of construction and community development.
In the 80s, in the south of Pasadena, Fairmont Parkway was barely developed with only one two-lane highway coming and going to La Porte, TX. Now Fairmont Parkway has four to five lanes. During our family’s best years in construction, they developed a Birthing Center, the World’s Largest Softball Field in the 80s, and managed a multi-family building company, which included rental properties, re-modeling, and restorations.
During this time in the 80s, Mr. Eric Ramirez was a young child. He grew up in the construction industry, starting with the construction of Pasadena River Oaks. He remembers riding bulldozers with Glen Sargent (a partner of Doris Ramirez.) This period of time, he credits to starting his construction career. With this early advantage, he would pursue his education in construction. Eventually, he would reach one of his goals and become a Master Builder with the National Association of Home Builders (Greater Houston Builders Association) in 2008. At the same time, he studied International Code Council’s (ICC) courses and became a Residential Building Inspector in 2013. This would further his skills and education as a future Commercial Building Inspector. He is currently active with the ICC and several other related associations.
In 2008, during Hurricane Ike, a simple phone call would introduce Mr. Ramirez to a whole new industry. This opportunity diversified his career as a Custom Home Builder and Professional Re-modeler in the industry of Insurance with no limits on investigating loss and finding solutions.
In 2011, in order to have a better understanding of the insurance industry, he studied and took his exam to become a Texas All-Lines Insurance Adjuster. Since an Insurance Adjuster is a seasonal job, and had disadvantages if he wrote (1) $50,000 earning $1,750, compare (5) $10,000 earning $1,035 each = $5,175, he could not go to sleep at night knowing that he is cheating the homeowner. (NFIP ADJUSTERS FEE SCHEDULE)
To acquire experience in insurance estimating, Mr. Ramirez would be introduced to the Public Insurance Adjusting industry. After completing a couple of estimates for one of these companies, Mr. Ramirez ran into problems. The company started performing in bad faith toward their estimators. So with this setback, Mr. Ramirez decided that with his experience and passion for the Houston community, he would become a Public Insurance Adjuster in Texas in 2012.
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“Our services are provided on a contingency basis, no worries about upfront fees we are paid at settlement.”
L.A. PUBLIC INSURANCE ADJUSTERS
We Work For You!
We are a phone call away!
(713) 592-2482
Benefits
The Growing Roots of South America
The Story of Las Acacias and Its Journey from Colombia to Texas
Our Company’s Origin: Inspired by the “Great Tree”
The story of Las Acacias begins in the heart of Colombia, South America. “Las Acacias” refers to an infamous flat-top tree or shrub known locally as “Gowanda.” The name “Great Tree” became popular throughout Colombia, inspiring bands, restaurants, and other attractions. For Dr. Hugo Ramirez, this tree was more than a botanical specimen—it was a cherished memory from his childhood. Growing up in a town south of Bogota, every morning, Dr. Ramirez’s horizon was graced by the sight of the “Great Tree.” These memories would later shape the identity of his future business endeavors.
Las Acacias: A Family Legacy
As Dr. Ramirez pursued his education at the Universidad National de Colombia and later at Pontifical Javierian University—one of Colombia’s leading medical schools—he carried with him the spirit of Las Acacias. The significance of the name persisted as he married Doris Stella Ramirez in Bogota and embarked on a new chapter in the United States.
Doris Stella Ramirez brought her own expertise, having acquired insights into the construction industry from her uncle, David Shaby, while attending Venice High School in Los Angeles, California. Together, Dr. and Mrs. Ramirez moved to Providence, Rhode Island, where Dr. Ramirez began his medical career before accepting a position at Bayshore Hospital in Pasadena, Texas. This move marked the beginning of their family’s journey in Texas, where they would lay the foundation of Las Acacias, Inc.
Building Communities in Texas
Throughout the 1980s and 1990s, the Ramirez family became instrumental in developing subdivisions such as Pasadena River Oaks, Santorini Estates I, II, and III. Their vision extended to creating the first gated community in Pasadena, Texas—aptly named “Colombian Village”—a testament to their roots and cultural heritage.
The Ramirez family’s commitment to excellence made them recognized leaders in upscale community development. Their involvement with the City of Pasadena’s Public Works, Planning, Community Development, and Building Permit Departments paved the way for lasting relationships. Mrs. Ramirez, respected for her expertise in construction and community development, earned the admiration of civil engineers and custom home builders alike.
Adapting to Change and Innovating
In the 1980s, south Pasadena was a developing area with Fairmont Parkway consisting of just a modest two-lane highway. Today, that road boasts four to five lanes, reflecting the region’s growth. During these transformative years, the Ramirez family developed a birthing center, managed the World’s Largest Softball Field, and operated a multi-family building company offering rental properties, remodeling, and restorations.
The Next Generation:
Growing up immersed in the construction industry, Eric Ramirez’s earliest memories include riding bulldozers during the development of Pasadena River Oaks. These formative experiences shaped his future, driving him to pursue a career in construction. Eric achieved his goal of becoming a Master Builder through the National Association of Home Builders (Greater Houston Builders Association) in 2008 and expanded his expertise by studying with the International Code Council (ICC) to become a Residential Building Inspector in 2013. Eric remains active with the ICC and several related associations, continually advancing his career.
Diversification:
A pivotal moment came during Hurricane Ike in 2008, when Eric Ramirez was introduced to the insurance industry. This opportunity allowed him to diversify his career, combining his skills as a custom home builder and professional remodeler with a new passion for helping homeowners through insurance loss investigations. By 2011, Eric became a Texas All-Lines Insurance Adjuster and soon realized the importance of ethical practices in the industry. Unsatisfied with the fee schedules and practices that could disadvantage homeowners, he sought greater independence and accountability.
Eric’s dedication led him to become a Public Insurance Adjuster in Texas in 2012, setting his sights on serving the Texas community with integrity and expertise. His journey reflects the value of experience, the importance of community, and a commitment to ethical service.
Our Commitment:
At L.A. Public Insurance Adjusters, our services are provided on a contingency basis—meaning there are no upfront fees, and we are paid only at settlement. We advocate for our clients, ensuring fair representation and solutions during times of loss. Our motto is simple: We are just a phone call away, ready to help protect your interests and guide you through the insurance process.
Conclusion
Las Acacias is more than a name—it symbolizes the enduring roots of our family, our commitment to building communities, and our dedication to serving others. From the “Great Tree” in Colombia to the neighborhoods and homes of Pasadena, Texas, our story continues to grow and thrive, reaching new heights with each generation.
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